Conventional Lending Program

ELIGIBLE PROPERTY TYPES
  • Multifamily (Class A/B+)
  • Office 
  • Anchored retail (Unanchored Retail on case-by-case basis)
  • Industrial
  • Hospitality
  • Medical office
  • Marinas
  • Specialty property types (See Property Types page for complete detail)
LOAN TERM 3, 5, 7 and 10 years
TARGET LOAN AMOUNT $10 million to $50 million
TARGET MARKETS Primary, secondary & tertiary markets within the 50 United States
LOAN-TO-VALUE RATIO Maximum 75% (Up to 80% for multifamily & anchored retail with strong grocer)
AMORTIZATION 25 - 30 Years
RECOURSE Non-recourse 
PREPAYMENT OPTION Flexible
RESERVES Taxes, insurance, replacement and TI-LC typically
LOAN SERVICING American Real Estate Capital services its loan portfolio