Skip to content

Lending Criteria

American Real Estate Capital (AREC) provides bridge and permanent financing on commercial real estate throughout the United States. AREC operates as the commercial real estate loan origination platform for the insurance subsidiaries of American Financial Group (NYSE: AFG). American Financial Group is an insurance holding company, based in Cincinnati, Ohio. Through the operations of Great American Insurance Group, AFG is engaged primarily in property and casualty insurance, focusing on specialized commercial products for businesses.

PROPERTY TYPES

  • Multifamily
  • Hospitality
  • Marinas
  • Office (Medical office included)
  • Single Tenant
  • Anchored Retail (Unanchored retail on case-by-case basis)
  • Industrial
  • Self-Storage
  • Parking Garage (including surface lots)
  • Mobile Home Parks
  • Land
  • Specialty Property Types

LOAN TERM
2 to 7 years (Options available)

TARGET LOAN AMOUNT
$15 million to $60 million

TARGET MARKETS
Primary, secondary & tertiary markets within the United States

LOAN-TO-VALUE
Maximum 75% LTV

AMORTIZATION
25 – 30 Years (Interest only available)

RECOURSE
Non-recourse

PREPAYMENT
Flexible

RESERVES
Taxes, Insurance, Replacement Reserves

LOAN SERVICING
American Real Estate Capital services its loan portfolio

The criteria above is our general lending parameters. Please click the button below to contact one of our lending professionals for more information: